Even with government aid, electric cars are still quite expensive. But with the financing solutions that exist today, it is possible to afford an electric model for acceptable monthly payments. We have selected 5 models for you below 300 euros per month.
At the beginning of the year, we offered you our selection of the 5 electric cars available at less than €100/month. They were not numerous, but some interesting models emerged, including the very successful MG ZS EV or the queen of electric city cars, the Renault Twingo E-Tech.
A little later, we increased the budget by going between 100 and 200 €/month, with more versatile models in the lot like the Opel Mokka-e or the Peugeot e-208.
From now on, we will move on to the slice still above, namely that between 200 and 300 €/month. A fairly decent budget for a good electric car, enough to even touch some top-of-the-range models.
Electric Renault Mégane E-Tech from €260/month
This is THE novelty of the year among French electric cars. We had the opportunity to try it, and we were, to say the least, won over by the new electric Renault Mégane E-Tech. Although everything is not perfect, the electric of the diamond firm has serious assets to become the best-selling electric car in France.
Autonomy is announced at 300 km WLTP for the model concerned, namely the Mégane E-Tech EV40. It has a battery with a capacity of 44 kWh and an electric motor with a power of 130 horsepower.
- Contribution (bonus deducted): €4,000
- Duration of financing: 37 month
- Mileage: 30,000 km (i.e. 10,000 km per year)
- Monthly payments: 260 euros
- Total cost (contribution + monthly payments): 13,360 euros


Electric Kia e-Niro from €269/month
The next-generation Kia Niro has only just been introduced, but financing offers are already available. We haven’t had the opportunity to test the car yet, but on paper the figures are interesting, very interesting even, with particularly good autonomy for really versatile use.
Kia offers its new Niro with a single battery for the moment in France. It has a capacity of 64.8 kWh and a range of 463 km according to the brand’s estimates. It has a single 204 horsepower electric motor.
- Contribution (bonus and conversion premium deducted): €2,500
- Duration of financing: 49 month
- Mileage: 40,000 km (i.e. 10,000 km per year)
- Monthly payments: 269 euros
- Total cost (contribution + monthly payments): 15,412 euros
Volkswagen ID.3 from €279/month
A few weeks ago, the offer around the Volkswagen ID.3 was greatly reduced in France, in particular due to the shortage of components, but also the low sales volumes of the small battery. The large 77 kWh battery has also disappeared, for the moment, from the catalog.
At the time of writing, the Volkswagen ID.3 is only available with a 58 kWh battery giving it an advertised range of 425 km. It is indexed to an electric motor with a power of 204 horsepower. The car is only available in “Active” trim.
- Contribution (bonus and conversion premium deducted): €4,000
- Duration of financing: 37 month
- Mileage: 30,000 km (i.e. 10,000 km per year)
- Monthly payments: 279 euros
- Total cost (contribution + monthly payments): 14,044 euros
Hyundai Ioniq 5 from €279/month
Technical cousin of the Kia EV6, the Hyundai Ioniq 5 is a successful electric car that we were able to take in hand last year. It is a rather high-end model with the correct equipment, but the Korean firm manages to offer its crossover under the threshold of 300 €/month.
The Ioniq 5 is available with two batteries, the smaller being 58 kWh and the larger 73 kWh. The model concerned by the offer benefits from the smallest, but this model nevertheless claims a range of 384 km according to the WLTP cycle. The set is powered by a 170 horsepower engine.
- Contribution (bonus deducted): €4,820
- Duration of financing: 37 month
- Mileage: 30,000 km (i.e. 10,000 km per year)
- Monthly payments: 279 euros
- Total cost (contribution + monthly payments): 14,864 euros


Citroën ë-C4 from €289/month
The Citroën ë-C4 is the technical cousin of the Peugeot e-208 and other DS 3 Crossback E-Tense. Citroën’s electric sedan emphasizes comfort and a rather unconventional style.
At Citroën, the choice is simple, there is only one battery available which is announced at 50 kWh. Its autonomy is announced around 340 km with a single charge, but the relatively high consumption, which we were able to note during our test, does not make it possible to reach this value in mixed use. The car is powered by a 136 horsepower engine. The advantage of this offer compared to the others is that Citroën will not ask you for a contribution, this being absorbed by the ecological bonus and the conversion bonus.
- Contribution (bonus and conversion premium deducted): 0 euros
- Duration of financing: 48 month
- Mileage: 40,000 km (i.e. 10,000 km per year)
- Monthly payments: 289 euros
- Total cost (contribution + monthly payments): 13,872 euros
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